Is it Time For You to Buy or Refinance?

Dear Ali, 

 

Are you considering buying a new home or refinancing your current mortgage?  The decision to get or refinance a mortgage is a big one – but you're not alone. 

 

There are many potential benefits to buying or refinancing a home. Here are just a few:

Benefits of Buying a Home

 

Stable Payments

Rent increases every year, mortgage payments don't.

 

Tax Benefits

Property taxes and interest are deductible on your income taxes.

 

Join a Community

Get to know your neighbors and take part in community events.

Benefits of Refinancing

 

Build Equity

Your mortgage payments can help you build credit and equity.

 

Lower Payments

Refinancing at a better interest rate can lower your monthly bill.

 

Save Money

You can use your home's equity to do some remodeling or pay off debt.

Make sure to take full advantage of these benefit opportunities, if the timing is right for you. I am here to help you with whatever your next steps might be! 

 

Best regards, 

Anna Smith